Anti-Money Laundering (AML) Policy

Dark Funded is committed to preventing its platform from being used to facilitate money laundering, terrorist financing, or other financial crimes. This Anti-Money Laundering (AML) Policy applies to all participants, staff, contractors, and service providers.

Although Dark Funded operates a simulated (non-financial) trading program in which no real capital is traded on behalf of participants, reward payments are made in real cryptocurrency (USDT). These transfers are subject to AML obligations. Participation in the program and receipt of any reward payment constitutes acceptance of this policy.

Dark Funded applies a risk-based approach to AML compliance. We assess the money laundering and terrorist financing risks associated with our program and participant base on an ongoing basis. Our risk assessment considers:

• Geographic risk — country of residence and payment destination
• Product and service risk — the nature of simulated rewards paid in cryptocurrency
• Participant risk — identity, verification status, and behavioural patterns
• Transaction risk — frequency, volume, and consistency of reward requests

Controls are scaled to the assessed risk level of each participant and transaction.

Identity verification is required before any reward payment is released. We collect and verify the identity of all participants through our third-party identity verification partner, SumSub, prior to processing their first reward. The following applies:

• Standard CDD: Government-issued photo ID and proof of address (issued within 3 months) are required for all participants before the first reward payment.
• Enhanced Due Diligence (EDD): Additional verification — including source of funds documentation — is required for politically exposed persons (PEPs), participants in high-risk jurisdictions, and reward requests above $5,000 USD equivalent.
• Ongoing monitoring: Participant profiles are reviewed periodically and re-verification may be requested following material changes to account details or payment patterns.

Dark Funded will not process any reward payment where identity cannot be verified to our satisfaction.

All reward payment requests are screened against AML risk indicators. The following patterns may trigger a review and temporary hold on a reward request:

• Unusually rapid or high-frequency reward requests inconsistent with the account history
• Mismatch between verified identity and payment wallet ownership
• Payments to jurisdictions subject to international sanctions
• Structuring of reward requests in a pattern designed to avoid thresholds
• Requests involving wallets flagged by blockchain analytics tools

Dark Funded uses blockchain analytics to screen cryptocurrency wallet addresses. Payments to wallets associated with illicit activity will be refused and the account may be suspended pending investigation.

Dark Funded screens all participants against applicable sanctions lists, including those maintained by OFAC (US), the UN Security Council, the EU, and the UK OFSI. Participants who appear on any sanctions list, or who reside in or are connected to sanctioned jurisdictions (currently: Iran, Syria, North Korea, Myanmar, Cuba, Russia, Belarus), are not permitted to participate in the program or receive any reward payment. Accounts identified as belonging to sanctioned individuals or entities will be immediately terminated without refund.

Where Dark Funded identifies reasonable grounds to suspect that funds are connected to money laundering or terrorist financing, we will file a Suspicious Activity Report (SAR) with the relevant financial intelligence unit in accordance with applicable law.

Dark Funded operates a strict no tipping-off policy. Participants who are the subject of an internal or external report will not be informed of that fact. All staff with knowledge of a report are required to maintain strict confidentiality.

Internally, suspicious activity reports are directed to our compliance function at compliance@darkfunded.com.

Dark Funded retains all identity verification records, reward payment records, and AML screening records for a minimum of 5 years from the date of the transaction or the date the account is closed, whichever is later. Records are stored securely with access restricted to authorised personnel only. Where legally required, records will be disclosed to competent authorities upon receipt of a valid legal request.

All relevant staff and contractors are required to understand their AML obligations and to complete AML awareness training appropriate to their role. Staff must report any suspicion of money laundering or terrorist financing to our compliance function immediately. Failure to comply with this policy may result in disciplinary action and, where legally required, referral to the relevant authorities.

AML and compliance enquiries should be directed to compliance@darkfunded.com. Please include your account reference number in all correspondence.